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This year’s Boxing Day property market has seen an unprecedented surge, setting new records and signalling a buoyant start to the year ahead. According to Rightmove, data reveals a remarkable 26% increase in the number of new properties listed for sale compared to Boxing Day 2023.* The figures paint a clear picture of a market energised by motivated sellers and eager buyers.

Strong growth in property listings

The 26%* surge in listings highlights the growing confidence among homeowners to enter the market at this crucial time. Traditionally a quieter period, Boxing Day has become a pivotal date for sellers aiming to attract early-year buyers. This trend shows no signs of slowing, with property portals experiencing a significant uptick in online traffic.

Second steppers lead the way

Nearly half (46%)* of the new homes listed were three- and four-bedroom properties, typically favoured by ‘second steppers’ looking to upgrade. These family-oriented homes have become the cornerstone of the Boxing Day surge, offering space and flexibility for growing households. The strong demand suggests a thriving mid-market segment.

Smaller homes still in demand

First-time buyers also made their mark, with smaller homes accounting for 35%* of new listings. These properties remain highly sought-after, especially among young professionals and couples eager to secure their first step on the property ladder. Despite rising mortgage rates, affordability continues to drive interest in this category.

Luxury market sees steady movement

At the top end of the market, 18%* of listings were larger, high-end homes. While this segment remains smaller, it continues to attract discerning buyers looking for premium properties. The stability in this sector indicates enduring confidence among high-value sellers and buyers.

UK housing market boosted by stamp duty changes

The UK housing market has started 2025 with strong momentum, with house prices rising by 4.7%** year-on-year in December, signalling renewed market confidence among buyers and sellers. This positive trend comes as Stamp Duty changes, set for April 2025, add urgency to the market. From 1st April, a 2% increase will apply to the portion of a property priced between £125,001 and £250,000, while the 0% threshold for first-time buyers will drop from £425,000 to £300,000.***

Get expert guidance to make the most of your property

As we step into 2025, the UK property market is showing strong signs of promise, making it an ideal time for prospective buyers, sellers, and investors to make their move. With more competitive mortgage rates, improving market conditions, and a wide selection of fabulous homes in fantastic locations, the year ahead looks set to offer solid value for money and exceptional service from property professionals. Here's why 2025 could be your year in the property market.

More competitive mortgage rates

Over the past few years, mortgage rates have been a significant concern for buyers, with economic fluctuations creating uncertainty. However, as we enter 2025, mortgage lenders are offering more competitive rates, making property purchases more affordable for first-time buyers and seasoned investors alike. With interest rates stabilising and lenders eager to attract new customers, securing a mortgage has become a more appealing prospect.

Improving market conditions

The property market is showing clear signs of recovery and resilience. After a period of volatility, stability is returning, and confidence is growing among buyers and sellers. Experts predict steady growth in property values, and many regions across the UK are experiencing renewed interest from domestic and international investors. This improved market sentiment is creating a healthier environment for transactions.

Fabulous homes in fantastic locations

From city-centre apartments to countryside retreats, the UK offers a diverse range of properties to suit every lifestyle. In 2025, developers and estate agents are focusing on delivering high-quality homes in prime locations. Whether you're searching for a family home in a top school district, a modern city apartment, or a picturesque rural escape, the choice has never been better.

Solid pricing and value for money

One of the standout factors for 2025 is the balance between property prices and the value on offer. While some areas are experiencing moderate price rises, many properties remain competitively priced, offering strong investment potential and long-term value. Buyers can expect their money to go further, with opportunities to secure properties in up-and-coming areas poised for future growth.

Excellent service from property professionals

Navigating the property market can be challenging, but in 2025, buyers and sellers will benefit from outstanding service from experienced property professionals. Estate agents, mortgage brokers, and conveyancers are more focused than ever on delivering transparent, client-focused services. With cutting-edge technology and personalised support, property professionals are making the buying and selling process smoother and more efficient.

Conclusion

Make 2025 your year with competitive mortgage rates, improving market conditions, stunning homes, value for money, and exceptional professional support, 2025 presents a unique window of opportunity for anyone looking to step into the UK property market. 

Don’t let the opportunities of 2025 pass you by, your dream property might be just around the corner. Book a valuation

The rental market is poised for a significant shift in 2025, offering landlords a more favourable environment after several years of uncertainty and challenges. From rising rental demand to stabilising interest rates and changing housing dynamics, multiple factors contribute to this positive outlook. Below, we explore the key reasons why landlords can expect a better year ahead.

Increased rental demand

One of the primary drivers of a favourable rental market in 2025 is the sustained increase in demand for rental properties. With rising property prices and stringent mortgage lending criteria, many potential homebuyers are choosing to remain in rental properties for longer periods. Additionally, the continued growth of urban areas and migration to cities for job opportunities are expected to drive demand for rental homes and apartments.

Improving interest rates

Financial forecasts predict that interest rates will be more competitive in 2025. This will reduce borrowing costs for landlords who are looking to refinance mortgages or expand their property portfolios. More predictable interest rates also create a more stable financial environment, allowing landlords to plan and budget more effectively.

Rental price growth

Rental prices are expected to see steady growth in 2025. Supply chain improvements and increased construction activity are helping to ease housing shortages, but demand still outpaces supply in many key markets. This imbalance allows landlords to command higher rents while remaining competitive.

Remote work dynamics are shifting again

The remote work trend has evolved since the pandemic, and many companies are now adopting hybrid work models. This has led to renewed interest in urban living, as employees seek proximity to office spaces while retaining some flexibility. For landlords in urban centres, this shift means higher demand for city apartments.

Policy changes favouring landlords

In some regions, governments are revisiting rental regulations and taxation policies to encourage investment in rental housing. Tax incentives, subsidies, or reduced regulatory hurdles could make property investment more appealing for landlords in 2025.

Technology and property management efficiency

Advancements in property management software and smart home technology are making it easier for landlords to manage their properties. From automated rent collection to virtual property tours, technology is helping reduce operational costs and improve tenant satisfaction.

Renters' Rights Bill

The upcoming Renters' Rights Bill, while initially seen as favouring tenants, could also present benefits for landlords. Clearer regulations and transparent tenant responsibilities can reduce disputes and misunderstandings, creating a more predictable rental environment. By establishing well-defined frameworks for maintenance responsibilities, notice periods, and eviction processes, landlords are better protected from unexpected liabilities. A fair legal structure benefits both parties, ensuring landlords can operate with confidence and tenants have security in their agreements.

Conclusion

The year 2025 is shaping up to be a promising one for landlords. With rising demand, stabilising financial conditions, and evolving rental trends, landlords are well-positioned to benefit from these market shifts. While challenges will always exist, the overall outlook suggests that the coming year is well poised to bring increased profitability and stability to the rental property market. For landlords, now might be the perfect time to invest, upgrade, or expand their property portfolios in preparation for the opportunities ahead.

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property potential

As January 2025 begins, the UK property market is buzzing with anticipation. With significant changes to Stamp Duty set to take effect from 1st April 2025, buyers and investors are making plans to stay ahead of the curve. Historically, similar tax adjustments have triggered a property rush, and experts predict this year will follow suit. Now is a good time for buyers to start the year strong by organising finances, securing mortgage agreements, and preparing to act swiftly.

Introduction to the Stamp Duty changes

Stamp Duty is a tax paid on property purchases in the UK, and changes coming in April 2025 will impact a broad range of buyers. Stamp Duty will rise by 2% from 0% on properties from the portion priced between £125,001 and £250,000, starting from 1st April 2025.* For first-time buyers, the 0% threshold will drop from £425,000 to £300,000.* These changes mean higher costs for those who miss the deadline. However, with three months still on the clock, January offers a valuable head start for those looking to finalise their purchases before the new rules come into play.

Understanding the 0% Stamp Duty threshold

The upcoming reduction in the 0% Stamp Duty threshold will affect first-time buyers and seasoned investors alike. For first-time buyers, properties up to £300,000* will remain exempt, but amounts above this will incur higher taxes. Acting early can provide significant savings. The government aims to balance housing demand and tax revenue through these adjustments, but proactive buyers can still avoid unnecessary costs. January is an ideal month to evaluate your budget and consult with mortgage advisors.

How market dynamics will shift

Changes to Stamp Duty often reshape the property market. As April 2025 draws closer, buyers will likely rush to complete purchases, driving up demand and property prices. Sellers will achieve a strong asking price. Estate agents and mortgage brokers could help you get the deal you want. Starting the buying process in January offers a strategic advantage, allowing buyers to navigate the market before the rush begins.

A positive outlook for first-time buyers

For first-time buyers, January 2025 presents a fantastic opportunity. While the 0% threshold will decrease in April, there’s still ample time to benefit from the current rates. Mortgage deals remain competitive, and housing stock is at good levels, offering plenty of choice. With careful planning, first-time buyers can secure their dream homes. Financial advisors and mortgage brokers are on hand to guide buyers through every step, ensuring they’re ready to make the most of the early-year window.

Steps to prepare for the deadline

January is the perfect month to kickstart property plans. Buyers should begin by assessing their budgets, securing mortgage pre-approvals, and consulting property experts. Sellers, on the other hand, should consider listing their properties now to attract buyers eager to beat the deadline. Reliable professionals, such as estate agents, conveyancers, and mortgage advisors, will be essential in streamlining the process. Starting early could help you avoid stress and delays.

Make January count